The medical coverage provided by the TAC is limited to treatment received in Australia. In other words, if a TAC claimant leaves Australia and undergoes treatment overseas, the TAC has no liability to pay those treatment costs. This can be a problem for overseas visitors injured in transport accidents in Victoria. When they return home, the TAC is no longer liable to meet their medical treatment costs. Overseas medical costs can, however, be recovered in a TAC common law damages claim, however, such a claim can only be brought where the claimant has suffered a serious injury as the result of someone else’s negligence.