Are medical and like expenses covered?

Yes.  Ambulance bills are covered. Public and private hospital bills are covered. All medical and like expenses, radiology and pharmaceuticals are paid by TAC.

Previously a medical excess of $ 651.00 applied if a claimant was not admitted as an inpatient to hospital.  This excess had to be paid by the claimant before TAC paid non-hospital medical and like expenses.  However, the medical excess no longer applies for accidents occurring on or after 14 February 2018.

The coverage provided by the TAC also extends to physical therapies.  Physiotherapy, chiropractic, hydrotherapy and osteopathy will be covered.  Massage is also covered in limited circumstances.  Claimants can receive funding for gym memberships.  This is when specific rehabilitation or exercise programs are recommended by registered practitioners or allied health professionals.

TAC will also cover treatment provided by psychologists and psychiatrists and counselling depending on individual circumstances.

Aids and equipment may be funded depending on the recommendations of medical practitioners or occupational therapists.  Home help, domestic services and child care can all potentially be funded.