This expression describes a situation where a person who has a TAC claim suffered serious injuries and seeks damages or additional compensation from the person whose negligence or carelessness caused the accident. The damages are paid by the TAC. The TAC is the compulsory third party insurer of all Victorian registered (and unregistered) motor vehicles, trains and trams. TAC pays … Read More

This voluntary protocol requires the lawyers for an accident victim to provide the TAC with comprehensive material that supports the argument that the person has a serious injury. Once TAC accepts that a person has a serious injury then under the protocol a voluntary settlement conference must take place within 90 days. No legal proceedings can be brought by the … Read More

This is a voluntary protocol under which the lawyers representing the accident victim play a direct role in the assessment of their client’s level of permanent impairment in order to reach agreement with the TAC concerning the impairment lump sum entitlement. Under the protocol the TAC is required to make a contribution towards the client’s legal costs in being represented. … Read More

This expression describes the no-fault medical cover provided by the TAC to people who have a TAC claim. The TAC covers bills for ambulance services, hospitals, doctors, surgeons, medical specialists, psychiatrists, psychologists, physiotherapists, occupational therapists, speech therapists, nurses, carers, attendant carers, home helpers, rehabilitation specialists, equipment, car modifications, home modifications, disability services, prescribed medications, osteopaths, chiropractors and general practitioners. In … Read More

This expression describes compensation that is paid by the TAC to a person with a TAC claim. Such compensation is payable to the injured person regardless of who caused the accident. The benefits include hospital and medical cover, loss of income payments, loss of earning capacity payments and impairment lump sum benefits.

This is an expression that describes the situation where a person who is injured in a transport accident applies, through their lawyer, to the TAC for a serious injury certificate thereby enabling them to bring a common law damages claim. If a TAC serious injury application to the TAC is unsuccessful, then the person may then want to bring a … Read More

This is an expression that describes a situation where a person suffers injuries in a transport accident and seeks to prove that the injuries are “serious”. Under transport accident law, only a person with a serious injury arising from a transport accident is permitted to bring a TAC common law claim for damages.

This is a terms used by lawyers to describe claims for Total & Permanent Disablement that seriously injured transport accident victims might have as a result of their injuries. This is not a claim against the TAC. A TPD claim is a claim against an Insurance Company or a Superannuation Fund. If a self-employed person has TPD insurance then their … Read More

This includes a car accident, motor bike accident, auto accident, bicycle accident, train accident, tram accident, bus accident, public transport accident, pedestrian accident, hit and run accident and any other type of accident or incident in which someone is injured as a result of the driving of a motor vehicle, motor bike, train or tram. It can also include a … Read More

This expression describes the Victorian Government owned and operated insurer that is funded by Victorian motorists through their annual registration fees and transport accident charges paid when they renew their registration each year. The TAC provides the no-fault compensation, pays TAC common law damages and also runs a road safety media campaign to try to reduce the road toll.